Last updated: April 3, 2026
These Terms and Conditions ("Terms") govern your access to and use of the website operated by Multi Topup, Inc. ("Company," "we," "us," or "our"), a Florida corporation, located at multitopup.com (the "Site"), as well as any services, products, or engagements entered into through the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Site immediately.
Multi Topup, Inc. provides technology consulting services, including but not limited to: website design and development, platform consolidation, business process automation, custom software development, CRM implementation, AI integration, and fractional Chief Technology Officer (CTO) services. The specific scope, deliverables, timeline, and compensation for any engagement shall be defined in a separate Statement of Work ("SOW") or Service Agreement executed by both parties prior to commencement of work.
The Site also provides information regarding international mobile top-up services. The availability, pricing, and terms of mobile top-up services may vary and are subject to the terms of applicable third-party providers.
You agree to use the Site only for lawful purposes and in compliance with all applicable federal, state, and local laws. You may not: use the Site in any way that could disable, damage, or impair its functionality; attempt to gain unauthorized access to any part of the Site or its underlying systems; use any automated means (including bots, scrapers, or crawlers) to access the Site for any purpose without our express written consent; or transmit any material that is defamatory, obscene, or otherwise objectionable.
All content on the Site, including but not limited to text, graphics, logos, icons, images, software, and the overall design and arrangement thereof, is the proprietary property of Multi Topup, Inc. and is protected by United States copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise use any content from the Site without our prior written authorization.
With respect to client engagements: ownership of work product, including custom software, configurations, and deliverables, shall be governed by the applicable SOW or Service Agreement. In the absence of a specific agreement, the Company retains all intellectual property rights in methodologies, frameworks, templates, and tools developed prior to or independently of any client engagement.
Payment terms for services shall be set forth in the applicable SOW or Service Agreement. Unless otherwise agreed in writing: invoices are due upon receipt or as specified in the applicable agreement; late payments may be subject to a service charge of one and one-half percent (1.5%) per month or the maximum rate permitted by Florida law, whichever is less; and the Company reserves the right to suspend or terminate services for any account with an outstanding balance exceeding thirty (30) days past due.
If payment processing is conducted through the Site, such transactions may be facilitated by third-party payment processors (such as Stripe, Inc.). Your use of such payment services is subject to the applicable processor's terms of service and privacy policy. The Company does not store credit card numbers or sensitive financial data on its servers.
THE SITE AND ALL CONTENT, SERVICES, AND INFORMATION PROVIDED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
The Company does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. Any reliance on the content or information provided through the Site is at your own risk.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MULTI TOPUP, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR OUR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
In no event shall our total aggregate liability to you for all claims arising out of or relating to these Terms or the Site exceed the greater of: (a) the total amount paid by you to the Company during the twelve (12) months preceding the claim; or (b) five hundred dollars ($500.00).
You agree to indemnify, defend, and hold harmless Multi Topup, Inc. and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: your use of the Site; your violation of these Terms; your violation of any applicable law or regulation; or any content or information you submit through the Site.
Binding Arbitration: Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be resolved exclusively by binding arbitration administered in accordance with the rules of the American Arbitration Association ("AAA") then in effect. The arbitration shall be conducted by a single arbitrator in the State of Florida, in or near St. Johns County. The arbitrator's decision shall be final and binding, and judgment upon the award rendered by the arbitrator may be entered in any court of competent jurisdiction.
Class Action Waiver: YOU AGREE THAT ANY CLAIMS SHALL BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.
Exception: Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws provisions. To the extent that any legal action is permitted outside of arbitration as set forth in Section 8, you agree to submit to the exclusive personal jurisdiction of the state and federal courts located in St. Johns County, Florida.
We reserve the right to terminate or suspend your access to the Site at our sole discretion, without notice and without liability, for any reason, including if we believe you have violated these Terms. Upon termination, all provisions of these Terms that by their nature should survive termination shall survive, including, without limitation, intellectual property provisions, warranty disclaimers, indemnification, limitation of liability, and dispute resolution provisions.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Site with an updated "Last updated" date. Your continued use of the Site after any such changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity shall not affect the remaining provisions, which shall continue in full force and effect.
These Terms, together with the Privacy Policy and any applicable SOW or Service Agreement, constitute the entire agreement between you and Multi Topup, Inc. with respect to the Site and supersede all prior or contemporaneous communications, representations, or agreements, whether oral or written.
For questions regarding these Terms, please contact us at:
Multi Topup, Inc.
Ponte Vedra, FL
Email: info@multitopup.com
Phone: (786) 234-7225